:root{--ink:#202722;--gold:#744a02;--muted:#706f66;--line:#e4e1d8;--paper:#fffdf8}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,Arial,sans-serif;line-height:1.6}header,footer{display:flex;justify-content:space-between;align-items:center;padding:22px max(5vw,20px);gap:20px;border-bottom:1px solid var(--line)}a{color:inherit}header a,footer a{text-decoration:none}.brand{font-size:32px;font-weight:800;letter-spacing:-1.5px}.brand span,h1 span{color:var(--gold)}nav{display:flex;align-items:center;gap:28px}.account{border:1px solid var(--line);padding:10px 20px;border-radius:8px}main{max-width:1220px;margin:auto;padding:55px 28px}.intro{max-width:800px;margin-bottom:40px}.eyebrow{font-size:12px;font-weight:800;letter-spacing:2px;color:var(--gold)}h1{font-size:clamp(34px,5vw,60px);line-height:1.12;letter-spacing:-2px;margin:18px 0 24px}.intro>p:last-child{max-width:650px;color:var(--muted);font-size:18px}.planner{background:white;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 12px 40px #30240006}.toolbar{display:flex;justify-content:space-between;align-items:center;padding:22px 28px;border-bottom:1px solid var(--line);gap:16px}.tabs{display:flex;gap:8px}.tabs button{font-size:17px;font-weight:700;padding:10px 18px;border:1px solid transparent;background:transparent;border-radius:10px}.tabs small{display:block;font-size:11px;font-weight:400}.tabs [aria-selected=true]{color:var(--gold);background:#f6f0e4;border-color:#decda9}button,input{font:inherit}button{cursor:pointer;min-height:44px}button:disabled{cursor:default;opacity:.5}.quiet{background:white;border:1px solid var(--line);border-radius:8px;padding:8px 15px;color:var(--gold);font-weight:600}#indexPanel{padding:28px}form{display:grid;grid-template-columns:1.2fr 1fr auto;gap:24px;align-items:start}label{display:block;font-size:14px;font-weight:700;margin-bottom:10px}label small{font-weight:400}.money-input{display:flex;align-items:center;border:1px solid #cfcbbf;border-radius:10px;padding:10px 15px;gap:10px;font-size:23px}.money-input input{width:100%;min-width:0;border:0;background:transparent;outline-offset:5px;color:var(--ink)}.presets{display:flex;gap:8px;margin-top:8px}.presets button{background:#faf8f3;border:0;padding:5px 10px;border-radius:5px;color:var(--gold);font-size:12px}.primary{margin-top:32px;background:var(--gold);color:white;border:0;border-radius:9px;padding:14px 22px;font-weight:700}.hint,.disclosure{font-size:13px;color:var(--muted)}.status{padding:13px 16px;background:#f6f4ed;border-radius:8px;font-size:14px}.status.error{background:#fff1ed;color:#9a321d}.sample{padding:16px;background:#fff3d3;border:1px solid #d4b976;font-size:13px}.sample button{margin-left:10px}.summary{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:28px 0 12px}.summary>div{background:#faf9f5;padding:20px;border-radius:10px}.summary span{display:block;font-size:13px;color:var(--muted)}.summary strong{font-size:26px;letter-spacing:-.5px}.table-toolbar{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:26px}h2{font-size:23px;line-height:1.3}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:14px;white-space:nowrap}th,td{padding:16px 12px;border-bottom:1px solid var(--line);text-align:right}th:first-child,td:first-child{text-align:left}th{font-size:12px;color:var(--muted);background:#faf9f5}td small{display:block;color:var(--muted)}tr.zero td{color:#888}.explanation{display:grid;grid-template-columns:1fr 1.3fr;gap:40px;padding:36px 0}.explanation li{margin-bottom:12px}.disclosure{border-top:1px solid var(--line);padding-top:20px}footer{border-top:1px solid var(--line);font-size:13px}button:focus-visible,a:focus-visible,input:focus-visible,.table-wrap:focus-visible{outline:3px solid #b79042;outline-offset:3px}[hidden]{display:none!important}@media(max-width:850px){form{grid-template-columns:1fr 1fr}.primary{grid-column:1/-1;margin-top:0}main{padding:30px 18px}.toolbar,#indexPanel{padding:18px}.summary strong{font-size:21px}}@media(max-width:520px){header,footer{flex-wrap:wrap;padding:16px 18px}.brand{font-size:27px}nav{gap:12px;font-size:13px}.account{padding:7px 10px}h1{letter-spacing:-1px}.toolbar{flex-wrap:wrap}.tabs{width:100%}.tabs button{flex:1}form{grid-template-columns:1fr;gap:14px}.summary{grid-template-columns:1fr}.summary>div{display:flex;justify-content:space-between;align-items:center;padding:14px}.explanation{grid-template-columns:1fr;gap:0}.table-toolbar{align-items:flex-start}footer{justify-content:flex-start}}

.tabs{flex-wrap:wrap;gap:8px}.toolbar{align-items:flex-start}.tabs button{white-space:nowrap}@media(max-width:640px){.tabs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%}.toolbar{flex-wrap:wrap}.tabs button{white-space:normal}}