.plan-guide-hero{padding:58px 0 46px;background:linear-gradient(135deg,#071d39 0%,#0b3860 58%,#0e6a72 100%);color:#fff}.plan-guide-hero .breadcrumb,.plan-guide-hero .breadcrumb a{color:#c7e6ef}.plan-guide-hero h1{max-width:900px;margin:14px 0 12px;font-size:clamp(2.15rem,5vw,4.4rem);line-height:1.04}.plan-guide-hero p{max-width:780px;color:#e4f2f5;font-size:1.08rem}.plan-guide-kicker{display:inline-flex;padding:7px 12px;border:1px solid rgba(255,255,255,.35);border-radius:999px;background:rgba(255,255,255,.1);font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.plan-guide-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.plan-guide-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:10px;background:#fff;color:#0b3152;font-weight:800;text-decoration:none}.plan-guide-btn.secondary{border:1px solid rgba(255,255,255,.45);background:transparent;color:#fff}.plan-guide-section{padding:56px 0}.plan-guide-section.alt{background:#f4f8fb}.plan-guide-intro{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(260px,.8fr);gap:24px}.plan-guide-panel,.plan-fact,.plan-outcome,.plan-doc-card{border:1px solid #d9e4eb;border-radius:16px;background:#fff;box-shadow:0 10px 28px rgba(8,42,69,.06)}.plan-guide-panel{padding:28px}.plan-guide-panel h2,.plan-guide-section h2{margin:0 0 14px}.plan-guide-panel p:last-child{margin-bottom:0}.plan-guide-note{padding:18px 20px;border-left:4px solid #0e7b7b;border-radius:8px;background:#edf9f8;color:#17394b}.plan-facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin-top:22px}.plan-fact{padding:20px}.plan-fact span{display:block;margin-bottom:7px;color:#567180;font-size:.76rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}.plan-fact strong{display:block;color:#102f48;font-size:1rem;line-height:1.45}.plan-process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:26px;counter-reset:step}.plan-step{position:relative;padding:23px 21px 21px 58px;border:1px solid #d9e4eb;background:#fff;counter-increment:step}.plan-step:first-child{border-radius:15px 0 0 15px}.plan-step:last-child{border-radius:0 15px 15px 0}.plan-step:before{content:counter(step);position:absolute;top:20px;left:18px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#0e6a72;color:#fff;font-weight:900}.plan-step h3{margin:0 0 7px;font-size:1rem}.plan-step p{margin:0;color:#536d7b;font-size:.9rem}.plan-outcomes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:22px}.plan-outcome{padding:24px}.plan-outcome h3{margin:0 0 8px}.plan-outcome p{margin:0;color:#536d7b}.plan-doc-card{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:20px;align-items:center;padding:25px;margin-top:22px}.plan-doc-card h3{margin:0 0 7px}.plan-doc-card p{margin:0;color:#536d7b}.plan-doc-actions{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:10px}.plan-doc-actions a{display:inline-flex;align-items:center;min-height:43px;padding:0 15px;border:1px solid #bfd0da;border-radius:9px;color:#0b5270;font-weight:800;text-decoration:none}.plan-doc-actions a.primary{border-color:#0e6a72;background:#0e6a72;color:#fff}.plan-source-line{margin-top:18px;color:#637985;font-size:.86rem}.plan-guide-warning{margin-top:24px;padding:20px;border:1px solid #ead9a0;border-radius:12px;background:#fff9e7;color:#5d4b13}.plan-card-v12.simple-plan-card .plan-body-v12{display:flex;min-height:125px;flex-direction:column}.plan-card-v12.simple-plan-card .plan-body-v12 p{display:none}.plan-card-v12.simple-plan-card .official-doc-v12{margin-top:auto}.plan-card-v12.simple-plan-card:hover{transform:translateY(-3px)}
@media(max-width:900px){.plan-guide-intro{grid-template-columns:1fr}.plan-facts{grid-template-columns:repeat(2,minmax(0,1fr))}.plan-process{grid-template-columns:1fr 1fr;gap:12px}.plan-step,.plan-step:first-child,.plan-step:last-child{border-radius:13px}.plan-outcomes{grid-template-columns:1fr}.plan-doc-card{grid-template-columns:1fr}.plan-doc-actions{justify-content:flex-start}}
@media(max-width:560px){.plan-guide-hero{padding:42px 0 34px}.plan-guide-section{padding:42px 0}.plan-guide-panel{padding:21px}.plan-facts,.plan-process{grid-template-columns:1fr}.plan-guide-actions,.plan-guide-btn,.plan-doc-actions a{width:100%}.plan-doc-actions{width:100%}}
.plan-guide-hero h1{color:#fff}