Official-document-based plan guide

HDFC Life Click 2 Wealth

Life cover combined with market-linked funds; charges, lock-in and fund choice matter.

What this plan is

Life cover combined with market-linked funds; charges, lock-in and fund choice matter.

This page explains the purchase and benefit flow in plain language. The insurer-issued document remains the authority for eligibility, premium tables, exclusions, charges, surrender and claims.

Entry ageSee the eligibility table in the attached official document

Maturity / renewal ageDepends on the chosen option; see the official document

Policy termChoose only from the terms offered in the official document

Premium-paying termSingle, regular or limited pay only where the plan document permits

Minimum cover / premiumSee the minimum cover/premium table in the official document

Minimum incomeNo fixed public minimum-income figure found; financial eligibility is assessed by the insurer

Premium amountCalculated from your age, options and insurer assessment

Verification date04 Sep 2026

Premium-paying process

How the plan works

Use this four-step illustration to understand the flow; it is not a premium quote or benefit illustration.

Choose cover and funds

Start with the benefit you need, not the advertised premium.

Pay premiums

Select only options that appear in the current official document.

Units track market value

Keep every due payment on time and retain policy records.

Receive death or maturity benefit

The actual payout follows the policy wording and accepted claim.

Premium reminder: The final premium can change after underwriting. Read the insurer's personalised benefit illustration and policy schedule before accepting the proposal.

Benefit outcome

What you or your family may receive

During the policy

Premiums buy units after applicable charges. Fund value moves with the selected funds, and switching or partial-withdrawal rules come from the policy.

On death

The payable amount follows the plan's death-benefit formula, which can combine or compare life cover and fund value depending on the option.

At maturity

The available fund value is generally payable. Returns are market-linked, not fixed, and ULIPs normally carry a five-year lock-in.

Source documents

Official insurer document

HDFC Life Click 2 Wealth

Official sales brochure is attached locally. Use the latest insurer-issued version if the insurer replaces this edition.

Download Official sales brochure Open official insurer source ↗

Source: HDFC Life official website. Verified 04 Sep 2026. Underpitch has not altered the attached insurer PDF.