Bajaj Finserv Banking and PSU Debt Fund

Primarily market-linked growth exposure

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

How the money may be invested

Debt and money market instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds - 100%-80%, Debt & money market securities (including government securities) issued by entities other than banks, Public Sector Undertakings , Public Financial Institutions and Municipal Bonds -20%-0%

SEBI category

Banking and PSU Fund

Fund type

An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds with relatively high interest rate risk and moderate credit risk.

Primary benchmark

Nifty Banking & PSU Debt Index A-II

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Siddharth Chaudhary · Mr. Nimesh Chandan

Manager tenure on this scheme

Since Since Inception

Role / co-management

Mr. Siddharth Chaudhary (Primary), Mr. Nimesh Chandan (Primary)

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.89%, Direct 0.35%

Exit load

Entry load – not applicable Exit load – Nil

Minimum application

Rs.1000 · multiples of Re. 1

SIP frequency

SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly SWP - Monthly, Quarterly, Half Yearly, Annual STP - Daily, Weekly, Monthly, Quarterly

Minimum SIP amount

SIP - Rs. 1000 & SWP - Rs. 1000, STP - Rs. 500

Minimum instalments

SIP - 6, SWP - 2, STP - 6

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.