Income-oriented debt or money-market exposure
The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Government of India Securities/ State Government Securities, Treasury Bills and Cash Management Bills across maturity - 80% - 100%, Other Debt Securities and Money Market Instruments* - 0% - 20% *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
- SEBI category
- Gilt Fund
- Fund type
- An open ended debt scheme investing in government securities across maturity with relatively high interest rate risk and relatively low credit risk
- Primary benchmark
- CRISIL Dynamic Gilt Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Nimesh Chandan, Chief Investment Officer and Fund Manager FM 2- Mr. Siddharth Chaudhary, Head – Fixed Income and Fund Manager FM 3-Mr. Sourish Chatterjee, Associate Fund Manager
- Manager tenure on this scheme
- Mr. Nimesh Chandan, Chief Investment Officer and Fund Manager FM 2- Mr. Siddharth Chaudhary, Head – Fixed Income and Fund Manager FM 3-Mr. Sourish Chatterjee, Associate Fund Manager — since Since Inception · Since Since Inception · Since Mr. Sourish Chatterjee- May 19, 2026
- Role / co-management
- FM-1- Mr. Nimesh Chandan (Primary) , FM-2- Mr. Siddharth Chaudhary, FM -3-Mr. Sourish Chatterjee (Comanage)
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Bajaj Finserv Gilt Fund - Direct Plan - Growth | ₹1,076.2540 | 04 Sep 2026 |
| Bajaj Finserv Gilt Fund - Direct Plan - IDCW | ₹1,076.2540 | 04 Sep 2026 |
| Bajaj Finserv Gilt Fund - Regular Plan - Growth | ₹1,061.8748 | 04 Sep 2026 |
| Bajaj Finserv Gilt Fund - Regular Plan - IDCW | ₹1,061.8748 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.36%, Direct 0.47%
- Exit load
- Entry Load: Nil Exit Load: Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing.
- Minimum application
- Rs. 5000 · multiples of Re. 1
- SIP frequency
- SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly SWP - Monthly, Quarterly, Half Yearly, Yearly STP - Daily, Weekly, Monthly, Quarterly
- Minimum SIP amount
- SIP - Rs. 1000, STP - Rs.500, SWP - Rs. 1000
- Minimum instalments
- SIP - 6, SWP - 2, STP - 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.