Primarily market-linked growth exposure
The investment objective of the scheme is to provide investment returns closely corresponding to the total returns of the securities as represented by the Crisil IBX Gilt Index - April 2032 before expenses, subject to tracking errors.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Securities belonging to the GSec CRISIL Gilt Index –April 2032- 95% - 100% Cash & Money Market instruments - 0%- 5%
- SEBI category
- Index Fund
- Fund type
- An open-ended Target Maturity Index Fund investing in constituents of Crisil IBX Gilt Index - April 2032 with Relatively High interest rate risk and Relatively Low Credit Risk
- Primary benchmark
- CRISIL IBX Gilt Index – April 2032
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Gautam Kaul Mr. Harshal Joshi
- Manager tenure on this scheme
- Since 15th February 2023
- Role / co-management
- Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Direct Plan - Growth | ₹13.1765 | 04 Sep 2026 |
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Direct Plan - IDCW | ₹11.1689 | 04 Sep 2026 |
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Regular Plan - Growth | ₹13.0581 | 04 Sep 2026 |
| BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - Regular Plan - IDCW | ₹10.9906 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 0.46%, Direct 0.20%
- Exit load
- Nil
- Minimum application
- Rs.1000 · multiples of Re. 1
- SIP frequency
- SIP - MONTHLY SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investor STP - Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor.
- Minimum SIP amount
- SIP - Rs.100 SWP - Rs.200 STP - Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option) / Rs.500/- and any amount thereafter (for capital appreciation option)
- Minimum instalments
- SIP - 6 SWP - 6 STP - 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.