A market-linked pooled investment
Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Investors whose goal, horizon and risk capacity match the official scheme objective.
The scheme can lose value; study the portfolio, costs, liquidity and concentration before investing.
How the money may be invested
Equity & Equity related Instruments-0%-65%-Medium to High Debt & Money Market Instruments-0% - 35%-Low to Medium Units of REITs / INVITs-0% -10%-Medium to High
- SEBI category
- Dynamic Asset Allocation
- Fund type
- An Open Ended Dynamic Asset Allocation Fund
- Primary benchmark
- Nifty 50 Hybrid Composite Debt 50: 50 Index TRI
- Secondary benchmark
- -
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr.Alok Singh
- Manager tenure on this scheme
- Since 01 Dec 2021
- Role / co-management
- Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry.
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANK OF INDIA BALANCED ADVANTAGE FUND - Direct Plan - Growth | ₹28.5132 | 04 Sep 2026 |
| BANK OF INDIA BALANCED ADVANTAGE FUND - Direct Plan - IDCW | ₹17.2033 | 04 Sep 2026 |
| BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - Growth | ₹26.0402 | 04 Sep 2026 |
| BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - IDCW | ₹18.1680 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.64%, Direct 1.40%
- Exit load
- • For redemption/switch out of initial units allotted within 3 months from the date of allotment : 1% Exit Load • Any redemption/switch out from the date of allotment of units after 3 months: NIL
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP - Weekly & Monthly, SWP - Monthly & Quarterly, STP - Daily, Weekly & Monthly
- Minimum SIP amount
- SIP - 1000, SWP - 1000 & STP - 1000
- Minimum instalments
- SIP - Weekly 12 & Monthly 6, SWP - Monthly 6 & Quarterly 4, STP - Daily 30, Weekly 12 & Monthly 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.