DSP Banking and PSU Debt Fund

Primarily market-linked growth exposure

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be achieved.

How the money may be invested

1. Debt Instruments issued by banks and public sector undertakings, public financial institutions and Municipal Bonds : 80% - 100%. 2.Government securities, Other debt and money market securities including instruments/securities issued by Non-bank financial companies (NBFCs) and units of INVITs: 0% - 20% For detailed asset allocation pattern, please refer to the Scheme Information Document

SEBI category

Banking and PSU Fund

Fund type

An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and relatively low credit risk.

Primary benchmark

Nifty Banking & PSU Debt Index A-II

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Shantanu Godambe, Mr. Sandeep Yadav

Manager tenure on this scheme

Since Mr. Shantanu Godambe - 01/06/2023, Mr. Sandeep Yadav - 01/08/2024

Role / co-management

Mr. Shantanu Godambe - Primary, Mr. Sandeep Yadav- Comanage

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.60%, Direct 0.33%

Exit load

Nil

Minimum application

100 · multiples of 1

SIP frequency

SIP - Daily / Weekly/ Monthly / Quarterly / Half-yearly / Yearly, SWP - Weekly / Monthly / Quarterly/ Half-yearly / Yearly, STP - Daily / Weekly / Monthly / Quarterly/ Half-yearly / Yearly

Minimum SIP amount

SIP, SWP, STP - Rs. 100/- for all frequencies

Minimum instalments

SIP - Minimum 12 installments for all frequencies, SWP & STP - Minimum 6 for all frequencies

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.