Primarily market-linked growth exposure
The objective of the scheme is to generate long term capital appreciation by investing in equity and equity related instruments, debt & money market instruments and commodities. However, there is no assurance that the investment objective of the scheme will be realized.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Under normal circumstances, the investment range would be as follows: Equity and Equity related instruments: 65% - 80%, Debt & Money Market Instruments, cash & cash equivalent: 10% - 25%, Commodities^: 10% - 25%, Units issued by Infrastructure Investment Trust (InvITs), mutual fund units: 0% to 15% ^Includes Gold ETF, Silver ETF, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time
- SEBI category
- Multi Asset Allocation
- Fund type
- An open ended scheme investing in equity, debt and commodities
- Primary benchmark
- 65% Nifty 500+ 20% Nifty Short Duration Index+ 5% Domestic price of gold+ 5% Domestic price of silver+ 5% iCOMDEX
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Equity: R. Janakiraman, Rajasa Kakulavarapu; Debt: Rohan Maru, Pallab Roy; Sandeep Manam (Dedicated Foreign Fund Manager)
- Manager tenure on this scheme
- Since R. Janakiraman: July 31, 2025, Rajasa Kakulavarpu: July 31, 2025, Rohan Maru: July 31, 2025, Pallab Roy: July 31, 2025, Sandeep Manam: July 31, 2025
- Role / co-management
- Comanage
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Franklin India Multi Asset Allocation Fund - Direct Plan - Growth | ₹11.2403 | 04 Sep 2026 |
| Franklin India Multi Asset Allocation Fund - Direct Plan - IDCW | ₹11.2403 | 04 Sep 2026 |
| Franklin India Multi Asset Allocation Fund - Regular Plan - Growth | ₹11.0409 | 04 Sep 2026 |
| Franklin India Multi Asset Allocation Fund - Regular Plan - IDCW | ₹11.0409 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.98%, Direct 0.41%
- Exit load
- In respect of each purchase of Units • Upto 10% of the Units may be redeemed without any exit load within 1 year from the date of allotment*. • Any redemption in excess of the above limit shall be subject to the following exit load: o 0.50 % - if redeemed on or before 1 year from the date of allotment o Nil - if redeemed after 1 year from the date of allotment * This condition is applicable on a yearly basis. In case of multiple transactions, Units will be redeemed on First In First Out (FIFO) basis the date of allotment of such units. If the limit is not availed during a year, it shall not be clubbed or carried forward to the next year.
- Minimum application
- Rs.5000 · multiples of 1
- SIP frequency
- SIP: Daily,Weekly,Monthly & Quarterly - Any date of the month – Daily SIPs shall be processed on all Business Days. In case of weekly frequency, investor can select any Business Day between Monday to Friday. In case of Monthly and Quarterly, all the SIP instalments (except the first one) must be uniformly dated for the month / quarter. STP: Daily, Weekly, Monthly and Quarterly - (29, 30, 31 will default to last business day of the month) SWP: Monthly, Quarterly, Semi Annual & Annual - (29, 30, 31 will default to last business day of the month)
- Minimum SIP amount
- SIP: Daily : 100; Weekly, Monthly & Quarterly : 500 STP: Daily: 500 * 2 = 1000; Weekly, Monthly & Quarterly : 1000 * 2 = 2000 SWP: 500 * 1
- Minimum instalments
- Daily: If Rs. 100 – 499: 20 instalments If Rs. 500 – 999: 12 instalments If Rs. 1000 and above: 6 instalments Weekly, Monthly & Quarterly : If Rs. 500 – 999: 12 instalments If Rs. 1000 and above: 6 instalments STP: Under Capital Appreciation Option, the minimum term shall be 6 months. Daily - 1 Month Weekly - 1 Month Monthly - 2 Months Quarterly - 3 Months SWP: 500*1, Under Capital Appreciation Option, the minimum term shall be 1 month
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.