Primarily market-linked growth exposure
To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Equity and Equity Related Instruments: 80% - 100%; Debt Securities (including securitised debt) and money market instruments: 0% - 20% For detailed asset allocation, refer Scheme Information Document (SID) available on the website
- SEBI category
- Equity Linked Savings Scheme
- Fund type
- An Open-ended Equity Linked Savings Scheme with a statutory lock in of 3 years and tax benefit
- Primary benchmark
- NIFTY 500 Index (Total Returns Index)
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Amar Kalkundrikar · Mr. Dhruv Muchhal
- Manager tenure on this scheme
- Mr. Amar Kalkundrikar — since 8 December 2025 · Mr. Dhruv Muchhal — since As on June 22, 2023
- Role / co-management
- Mr. Amar Kalkundrikar — Fund Manager of the scheme · Mr. Dhruv Muchhal — Dedicated Fund Manager for Overseas Investment
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| HDFC ELSS - Tax Saver Fund - Direct Plan - Growth Option | ₹1,491.7810 | 04 Sep 2026 |
| HDFC ELSS - Tax Saver Fund - Direct Plan - IDCW Option | ₹93.2460 | 04 Sep 2026 |
| HDFC ELSS - Tax Saver Fund - Regular Plan - Growth Option | ₹1,372.0860 | 04 Sep 2026 |
| HDFC ELSS - Tax Saver Fund - Regular Plan - IDCW Option | ₹66.5920 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.75%, Direct 1.19%
- Exit load
- NIL
- Minimum application
- Rs.500 · multiples of Rs.500
- SIP frequency
- For Systematic Investmet Plan (SIP) Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly For Systematic Withdrawal Advantage Plan (SWAP) Fixed SWAP - Monthly, Quarterly, Half Yearly, Yearly Variable SWAP - Quarterly, Half Yearly, Yearly For Sytematic Transfer Plan (STP) Fixed Systematic Transfer Plan (FSTP) - Daily, Weekly, Monthly, Quarterly Capital Appreciation Systematic Transfer Plan (CASTP) - Monthly, Quarterly
- Minimum SIP amount
- For SIP DSIP, WSIP, MSIP - Rs. 500 QSIP - Rs. 1500 HSIP - Rs. 500 YSIP - Rs. 500 For SWAP Fixed and Variable SWAP - Rs. 500 For STP Fixed STP (FSTP) Daily FSTP - Rs. 500 Weekly FSTP - Rs. 500 Monthly FSTP - Rs. 1000 Quarterly FSTP -Rs. 3000 Capital Appreciation STP (CASTP) Not Allowed
- Minimum instalments
- SIP Minimum number of installments under DSIP: 2; Minimum number of Installments under WSIP and MSIP : 6; Minimum number of installments under QSIP : 2; Minimum number of installments under HYSIP: 2 Minimum number of installments under YSIP: 1 SWAP For Fixed and Variable SWAP- 2 STP Under Daily, Weekly, Monthly and Quarterly FSTP: -6; Under Monthly CASTP : - 6 Under Quarterly CASTP : - 2 Further, the minimum balance in the Unit holders account or the minimum amount of application at the time of enrolment for STP in the Transferor Scheme should be Rs. 12,000. There will be no maximum duration for STP enrolment.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.