Income-oriented debt or money-market exposure
To generate returns from a portfolio from investments in Government Securities. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Government Securities including Treasury Bills and TREPS : 80% -100% Money market instruments: 0%-20%
- SEBI category
- Open Ended-Debt- Gilt Fund
- Fund type
- An open-ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk
- Primary benchmark
- NIFTY All Duration G-Sec Index
- Secondary benchmark
- -
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Shriram Ramanathan · Mohd Asif Rizwi
- Manager tenure on this scheme
- Shriram Ramanathan — since 3 April 2017 · Mohd Asif Rizwi — since 1 May 2024
- Role / co-management
- Shriram Ramanathan — Primary FM 2 - Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| HSBC Gilt Fund - Direct Plan - Growth | ₹77.4058 | 04 Sep 2026 |
| HSBC Gilt Fund - Direct Plan - Quarterly IDCW | ₹11.9506 | 04 Sep 2026 |
| HSBC Gilt Fund - Regular Plan - Growth | ₹66.6338 | 04 Sep 2026 |
| HSBC Gilt Fund - Regular Plan - Quarterly IDCW | ₹10.1881 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.60%, Direct 0.50%
- Exit load
- NIL
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP - Daily (All Business Days from Monday to Friday), Weekly (Any Day from Monday to Friday), Monthly, Quarterly SWP - Monthly, Quarterly, Half Year, Annual STP - Weekly, Monthly, Quarterly, Fortnightly, Daily (Business Days)
- Minimum SIP amount
- SIP - 500 Daily 6; 500 Weekly 6; 1000 Monthly 6; 1500 Quarterly 4; Minimum Aggregate Amount: Rs. 6,000/- in multiples of Re.1. SWP - 500 STP - 500;The minimum amount required under the source scheme for registering STP is Rs. 6,000.
- Minimum instalments
- SIP - Daily 6; Weekly 6; Monthly 6; Quarterly 4 SWP - 12 STP - 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.