Overnight Fund

HSBC Overnight Fund

An open-ended debt scheme investing in overnight securities. A relatively low interest rate risk and relatively low credit risk.

Official details checked 06 September 2026 · latest available AMFI NAV dated 06 Sep 2026
Reference NAV₹1,441.0030HSBC Overnight Fund - Direct Plan - Growth · NAV date 06 Sep 2026
RiskometerLowCan change monthly
Expense ratioRegular 0.15%, Direct 0.07%Official stated figure; verify current TER
Allotment / launch22 May 2019HSBC Mutual Fund
Full official AMFI Scheme Summary Document available below.

Saved AMFI NAV is visible. Checking for the latest available AMFI report after page load · saved snapshot 06 Sep 2026.

Plain-language summary

Income-oriented debt or money-market exposure

The scheme aims to offer reasonable returns commensurate with low risk and high degree of liquidity through investments in overnight securities. However, there is no assurance that the investment objective of the Scheme will be achieved.

Who may study it further

Investors matching the scheme's duration and credit profile to their time horizon.

Main risks to understand

Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.
Portfolio design

How the money may be invested

Under normal circumstances, it is anticipated that the asset allocation of the Scheme will be as follows: - Debt, Money Market instruments, Cash and Cash equivalents (including Repo) with overnight maturity / maturing on or before next business day: Up to 100%(Risk Profile-Low) - G-secs and/or T-bills with a residual maturity of upto 30 days#- 0-5% (Risk Profile-Low)

SEBI category
Overnight Fund
Fund type
An open-ended debt scheme investing in overnight securities. A relatively low interest rate risk and relatively low credit risk.
Primary benchmark
NIFTY 1D Rate Index
Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationHSBC Overnight FundConfirm the reporting month, security name, sector and percentage of net assets.
Fund management

Manager and scheme tenure

Fund manager(s)
Abhishek Iyer · Mr. Rahul Totla
Manager tenure on this scheme
Abhishek Iyer — since 01/04/2025 · Mr. Rahul Totla — since 01/01/2026
Role / co-management
Abhishek Iyer — Primary · Mr. Rahul Totla — Primary

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFINAVDate
HSBC Overnight Fund₹1,000.000006 Sep 2026
HSBC Overnight Fund₹1,000.000006 Sep 2026
HSBC Overnight Fund₹1,278.898506 Sep 2026
HSBC Overnight Fund - Direct Plan - Daily IDCW₹1,000.014906 Sep 2026
HSBC Overnight Fund - Direct Plan - Growth₹1,441.003006 Sep 2026
HSBC Overnight Fund - Direct Plan - Monthly IDCW₹1,001.585206 Sep 2026
HSBC Overnight Fund - Direct Plan - Weekly IDCW₹1,000.648706 Sep 2026
HSBC Overnight Fund - Regular Plan - Daily IDCW₹1,000.014906 Sep 2026
HSBC Overnight Fund - Regular Plan - Growth₹1,428.476106 Sep 2026
HSBC Overnight Fund - Regular Plan - Monthly IDCW₹1,001.562706 Sep 2026
HSBC Overnight Fund - Regular Plan - Unclaimed IDCW Below three years₹1,278.878606 Sep 2026
HSBC Overnight Fund - Regular Plan - Weekly IDCW₹1,000.655406 Sep 2026
Costs and access

What you pay and how money moves

Stated expense ratio
Regular 0.15%, Direct 0.07%
Exit load
Exit Load: Nil The exit load set forth above is subject to change at the discretion of the AMC and such changes shall be implemented prospectively. *In terms of SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged to the investor effective August 1, 2009. No exit load (if any) will be charged for units allotted under bonus / Reinvestment of IDCW option.
Minimum application
For Growth Option : Rs. 5000; For Daily & Weekly IDCW Payout & Reinvestment Plan: Rs. 100000 · multiples of 1 (for both Growth and Daily & Weekly IDCW Payout & Reinvestment Plan)
SIP frequency
SIP - Daily (All Business Days from Monday to Friday) ; Weekly (Any Day from Monday to Friday), Monthly (Default: 10th), Quarterly (Default: 10th); STP - Daily/Weekly/Fortnightly/Monthly/Quarterly; SWP - Monthly/Quarterly/Half-yearly/Annual:
Minimum SIP amount
SIP - 500 Daily 6 ; 500 Weekly 6; 500 Monthly 6; 1500 Quarterly 4; Minimum Aggregate Amount: Rs. 6,000/- in multiples of Re.1 SWP - 500 STP - 500;The minimum amount required under the source scheme for registering STP is Rs. 6,000.
Minimum instalments
SIP - Daily - 6 installments; Weekly - 6 installments ; Monthly - 6 installments ; Quarterly - 4 installments ; STP - 6 installments SWP - 12 installments
Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.
Premium-free process

How a mutual-fund investment is paid

  1. Complete KYCIdentity, PAN, bank and contact verification are required.
  2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
  3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
  4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
  5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.

Need a human explanation?

Talk through the fund, costs and risks before deciding.

Educational support only — no promise of returns.

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