ITI Liquid Fund

Income-oriented debt or money-market exposure

The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

How the money may be invested

Money market instruments (including cash and reverse repo and debt instruments with maturity up to 91 days)* 0%-100%, Securitised debt instruments with Residual maturity up to 91 days 0%-30%.

SEBI category

Liquid Fund

Fund type

An open ended liquid scheme. Relatively Low interest rate risk and relatively Low credit risk.

Primary benchmark

CRISIL Liquid Debt A-I Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Laukik Bagwe

Manager tenure on this scheme

Since Mr. Laukik Bagwe - 01-Feb-2025

Role / co-management

Mr. Laukik Bagwe - Fund manager and Head - Fixed Income

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.24%, Direct 0.16%

Exit load

Exit Load as a % of redemption / switch-out proceeds Up to Day 1-0.0070%, Day 2-0.0065%, Day 3-0.0060%, Day 4-0.0055%, Day 5-0.0050%, Day 6-0.0045%, Day 7 onwards 0.0000%. # Applicable for normal subscriptions/redemptions including transactions under special products such as SIP, SWP, etc. offered by the AMC. No Exit Load shall be levied for switching between Plans / Options within the Scheme. However, exit load will be applicable if the units are switched out / redeemed from the Scheme within the exit load period from the initial date of purchase. There shall be no load on issue of units allotted on reinvestment of dividend for existing as well as prospective investors.

Minimum application

5000 · multiples of 1

SIP frequency

SIP-Daily/Weekly/Monthly, STP- Daily/Weekly/Monthly/ Quarterly, SWP- Monthly/ Quarterly

Minimum SIP amount

SIP-Daily: Rs. 500/-/ Weekly and Monthly:Rs. 500/- or Rs. 1000/-, STP- Rs. 500/-, SWP- Rs. 1000/-

Minimum instalments

SIP-Daily- 30 ; Weekly/Monthly -12 or 6, STP-Daily-30; Weekly /Monthly/Quarterly -2, SWP- Monthly/Quarterly-2

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.