LIC MF Multi Asset Allocation Fund

Primarily market-linked growth exposure

The investment objective of the Scheme is to generate long term capital appreciation by investing in diversified portfolio of equity & equity related instruments, debt & money market instruments and units of Gold Exchange Traded Funds (ETFs). There is no assurance that the investment objective of the Scheme will be achieved.

How the money may be invested

Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity and equity related instruments: 65%-80% of the total assets, Debt and Money Market instruments: 10%-25% of the Total Assets, Units of Gold ETFs: 10%-25% of the Total Assets, Units of Silver ETFs: 0%-10% of the Total Assets, Units issued by Infrastructure Investment Trusts (InvITs), ETCDs, and mutual fund units.: 0%-10% of the Total Assets. Please refer the Scheme Information Document for complete details.

SEBI category

Multi Asset Allocation

Fund type

An open-ended scheme investing in Equity, Debt and Gold

Primary benchmark

65% Nifty 500 TRI + 25% Nifty Composite Debt Index + 10% Price of Domestic Gold

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

FM 1: Mr. Sumit Bhatnagar ; FM 2: Mr. Pratik Shroff

Manager tenure on this scheme

Since FM 1: Managing since 14th February 2025, FM 2: Managing since 14th February 2025

Role / co-management

FM -1- Fund Manager- Equity and Commodity; FM-2- Fund Manager- Debt

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 2.03%, Direct 0.72%

Exit load

1. If units of the Scheme are redeemed / switched-out within 3 months from the date of allotment: a. Upto 12% of the units: No exit load will be levied b. Above 12% of the units: exit load of 1% of applicable NAV will be levied 2. If units of the Scheme are redeemed / switched-out after 3 months from the date of allotment: No exit load will be levied.

Minimum application

5000 · multiples of 1

SIP frequency

SIP Details -Daily,Weekly, Monthly, Quarterly | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly | STP Details - Daily, Weekly, Monthly, Quarterly

Minimum SIP amount

SIP Details - 100, 150,200, 1000 | SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500

Minimum instalments

"SIP Details - 60,40,30,6 | SWP Details - 6,4,4,4 | STP : 60,12,12,12 "

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.