Primarily market-linked growth exposure
NJ ELSS Tax Saver Scheme is an open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit The investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Instruments Indicative allocations (% of total assets) Equity and Equity related instruments Minimum 80% - Maximum 100% Risk Profile – Medium to High Debt and money market instruments - Minimum 0% - Maximum 20% Risk Profile - Low to Medium
- SEBI category
- ELSS
- Fund type
- An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
- Primary benchmark
- NIFTY 500 TRI
- Secondary benchmark
- -
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Viral Shah, Mr. Dhaval Patel
- Manager tenure on this scheme
- Since 19 Jun 2023
- Role / co-management
- Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| NJ ELSS Tax Saver Fund - Direct Plan - Growth Option | ₹14.9000 | 04 Sep 2026 |
| NJ ELSS Tax Saver Fund - Direct Plan - IDCW Payout Option | ₹14.9000 | 04 Sep 2026 |
| NJ ELSS Tax Saver Fund - Regular Plan - Growth Option | ₹14.0600 | 04 Sep 2026 |
| NJ ELSS Tax Saver Fund - Regular Plan - IDCW Payout Option | ₹14.0600 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.57%, Direct 0.81%
- Exit load
- Nil
- Minimum application
- 500 · multiples of 500
- SIP frequency
- Monthly
- Minimum SIP amount
- Rs. 500/- and in multiple of Rs. 500/- thereafter
- Minimum instalments
- 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.