Income-oriented debt or money-market exposure
The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Debt (including Securitised debt) and Money Market instruments : 0% - 100%
- SEBI category
- Debt - Dynamic Bond
- Fund type
- An open ended dynamic debt scheme investing across duration. A Relatively High interest rate risk and Relatively Moderate Credit Risk (B-III)
- Primary benchmark
- CRISIL Dynamic Bond A-III Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Pankaj Pathak FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
- Manager tenure on this scheme
- Since 08/04/2025 FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
- Role / co-management
- Primary FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| UTI Dynamic Term Fund - Direct Plan - Annual IDCW | ₹15.1005 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Direct Plan - Discontinued Flexi IDCW | ₹17.8626 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Direct Plan - Discontinued Quarterly IDCW | ₹27.3909 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Direct Plan - Growth | ₹35.5938 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Direct Plan - Half yearly IDCW | ₹17.5208 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Regular Plan - Annual IDCW | ₹13.9162 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Regular Plan - Discontinued Flexi IDCW | ₹17.1908 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Regular Plan - Discontinued Quarterly IDCW | ₹17.6594 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Regular Plan - Growth | ₹32.4329 | 04 Sep 2026 |
| UTI Dynamic Term Fund - Regular Plan - Half yearly IDCW | ₹15.9821 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.28%, Direct 0.56%
- Exit load
- Nil
- Minimum application
- Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, · multiples of 1
- SIP frequency
- SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)
- Minimum SIP amount
- SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000
- Minimum instalments
- SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.