UTI - Liquid Fund

Income-oriented debt or money-market exposure

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee /indicate any returns.

How the money may be invested

Money market instruments (including Triparty Repo on Governemnt Securities or treasury bill & Repo): 0-100% (Low) Debt Securities (including securitised debt): 0-100% (Low to Medium)* * Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio

SEBI category

Debt - Liquid Fund

Fund type

An open ended liquid scheme. A Relatively Low interest rate risk and Relatively Moderate Credit Risk (B-I)

Primary benchmark

Nifty Liquid Index A-I

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Amit Sharma FM 1,Not Applicable FM 2,Not Applicable FM 3

Manager tenure on this scheme

Since 01/07/2017 FM 1,Not Applicable FM 2,Not Applicable FM 3

Role / co-management

Primary FM 1,Not Applicable FM 2,Not Applicable FM 3

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.25%, Direct 0.15%

Exit load

if redeemed 1st day-0.0070%, 2nd day-0.0065%, 3rd day-0.0060%, 4th day-0.0055%, 5th day- 0.0050%, 6th day-0.0045% from day 7th onwards Nil from the date of investment.

Minimum application

Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Reinvestment of IDCW- Rs.20000, Regular Plan-Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.100, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.100, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW – Rs.20000, Direct Plan-Weekly Payout of IDCW– Rs.20000 · multiples of 1

SIP frequency

SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)

Minimum SIP amount

SIP - D-100/W-100/M-100/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000

Minimum instalments

SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.