Income-oriented debt or money-market exposure
The scheme aims to generate optimal returns with adequate liquidity by investing in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Debt and Money Market Instruments: 0-100% (Low to Medium)
- SEBI category
- Long Duration Fund
- Fund type
- Open ended debt scheme investing in instruments such that the Macaulay duration of the portfolio is greater than 7 years.
- Primary benchmark
- Nifty Long Duration Debt Index A-III
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Pankaj Pathak FM1
- Manager tenure on this scheme
- Since 03 Nov 2025 FM1
- Role / co-management
- Primary FM 1
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| UTI Long Term Fund - Direct Plan - Annual IDCW | ₹11.3133 | 04 Sep 2026 |
| UTI Long Term Fund - Direct Plan - Flexi IDCW | ₹12.1157 | 04 Sep 2026 |
| UTI Long Term Fund - Direct Plan - Growth | ₹12.2711 | 04 Sep 2026 |
| UTI Long Term Fund - Direct Plan - Half Yearly IDCW | ₹12.2711 | 04 Sep 2026 |
| UTI Long Term Fund - Direct Plan - Quarterly IDCW | ₹12.2711 | 04 Sep 2026 |
| UTI Long Term Fund - Regular Plan - Annual IDCW | ₹10.9419 | 04 Sep 2026 |
| UTI Long Term Fund - Regular Plan - Flexi IDCW | ₹11.8826 | 04 Sep 2026 |
| UTI Long Term Fund - Regular Plan - Growth | ₹11.8826 | 04 Sep 2026 |
| UTI Long Term Fund - Regular Plan - Half yearly IDCW | ₹11.8827 | 04 Sep 2026 |
| UTI Long Term Fund - Regular Plan - Quarterly IDCW | ₹11.8826 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.27%, Direct 0.09%
- Exit load
- NIL
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)
- Minimum SIP amount
- SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000
- Minimum instalments
- SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.