Hybrid - Dynamic Asset Allocation or Balanced Advantage

UTI - Unit Linked Insurance Plan

An Open-ended tax saving cum insurance scheme

Official details checked 06 September 2026 · latest available AMFI NAV dated 04 Sep 2026
Reference NAV₹46.9962UTI - Unit Linked Insurance Plan - Direct Plan - Growth · NAV date 04 Sep 2026
RiskometerHighCan change monthly
Expense ratioRegular 1.59%, Direct 1.10%Official stated figure; verify current TER
Allotment / launch01-Oct-1971UTI Mutual Fund
Full official AMFI Scheme Summary Document available below.

Saved AMFI NAV is visible. Checking for the latest available AMFI report after page load · saved snapshot 04 Sep 2026.

Plain-language summary

A managed mix of asset classes or strategies

Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments

Who may study it further

Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.

Main risks to understand

Market, credit, interest-rate and allocation risk can operate together.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.
Portfolio design

How the money may be invested

Debt: 60-100% (Low to Medium) Equity: 0-40% (Medium to High)

SEBI category
Hybrid - Dynamic Asset Allocation or Balanced Advantage
Fund type
An Open-ended tax saving cum insurance scheme
Primary benchmark
Nifty 50 Hybrid Composite Debt 50:50 Index
Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationUTI - Unit Linked Insurance PlanConfirm the reporting month, security name, sector and percentage of net assets.
Fund management

Manager and scheme tenure

Fund manager(s)
Mr. Anurag Mittal FM 1, Mr. Ajay Tyagi FM 2, Mr. Kamal Gada FM 3 Mr. Akash Shah FM 4
Manager tenure on this scheme
Since 03/11/2025 FM 1,01/12/2014 FM 2,08/04/2025 FM 3 , 12/01/2026 FM 4
Role / co-management
Co manage (Debt) FM 1,Co manage (Equity) FM 2, Assistant Fund Manager (Equity Portion) FM 3, Assistant Fund Manager (Equity Portion) FM 4

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFINAVDate
UTI - Unit Linked Insurance Plan - Direct Plan - Growth₹46.996204 Sep 2026
UTI - Unit Linked Insurance Plan - Regular Plan - Growth₹43.149804 Sep 2026
Costs and access

What you pay and how money moves

Stated expense ratio
Regular 1.59%, Direct 1.10%
Exit load
If withdrawn prematurely – 2% On or after maturity – Nil
Minimum application
Minimum target amount under the scheme is 15000 which is required to be invested over 10/15 year period. · multiples of 15000
SIP frequency
SIP - Monthly (M), Quarterly (Q) SWP - Monthly,Quarterly, Half yearly, Annual STP - Monthly,Quarterly
Minimum SIP amount
SIP - M-500/Q-1500 SWP - M-500/Q-1500 STP - M-1000/Q-3000
Minimum instalments
SIP - Monthly - 180, Quarterly - 60 SWP - Not Applicable STP - Monthly-180,Quarterly-60, SIP - Monthly - 120, Quarterly - 40 SWP - Not Applicable STP - Monthly-120,Quarterly-40
Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.
Premium-free process

How a mutual-fund investment is paid

  1. Complete KYCIdentity, PAN, bank and contact verification are required.
  2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
  3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
  4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
  5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.

Need a human explanation?

Talk through the fund, costs and risks before deciding.

Educational support only — no promise of returns.

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