General Insurance · verified 5 September 2026

Other General Insurance

Specialised protection for risks that do not fit the main categories.

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What is other general insurance?

General insurance also includes agriculture, export credit, surety, engineering, liability, pet, event, title, aviation and many niche covers. Identify the asset, legal responsibility or cash-flow loss first; then select an insurer and wording that expressly covers it.

Plain-language guide

Important terminology with examples

Definitions are educational summaries. The issued policy wording and schedule control every claim.

Pet insurance

Defined veterinary treatment, surgery or liability for an insured pet.

Example: Age, breed, vaccination and waiting rules apply.

Crop/weather insurance

Agricultural loss protection under notified schemes or products.

Example: Enrollment, crop, area and season rules determine cover.

Export credit insurance

Protection against defined non-payment risks on exports.

Example: Buyer limits, declarations and overdue reporting matter.

Surety insurance

A bond supporting contractual performance obligations.

Example: It is not a loan and underwriting reviews the contractor.

Engineering insurance

Project, machinery and electronic-equipment risks.

Example: Values, testing and maintenance are central.

Liability insurance

Legal liability to employees, customers, public or professionals.

Example: Choose the correct liability trigger and jurisdiction.

Event insurance

Cancellation, property and liability sections for defined events.

Example: Weather, communicable disease and non-appearance rules vary.

Title insurance

Specified title defects for real-estate interests.

Example: Scope is determined by title search and wording.
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Companies offering relevant covers

Open a company page to review current plan families, eligibility guidance, coverage, exclusions and official documents.

National Insurance

Official Other Insurance product and document directory

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The New India Assurance

Official Other Insurance product and document directory

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The Oriental Insurance

Official Other Insurance product and document directory

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United India Insurance

Official Other Insurance product and document directory

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Agriculture Insurance Company of India

Official Other Insurance product and document directory

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ECGC

Official Other Insurance product and document directory

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ACKO General Insurance

Official Other Insurance product and document directory

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Bajaj General Insurance

Official Other Insurance product and document directory

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Cholamandalam MS General Insurance

Official Other Insurance product and document directory

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Generali Central Insurance

Official Other Insurance product and document directory

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Go Digit General Insurance

Official Other Insurance product and document directory

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HDFC ERGO General Insurance

Official Other Insurance product and document directory

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ICICI Lombard General Insurance

Official Other Insurance product and document directory

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IFFCO Tokio General Insurance

Official Other Insurance product and document directory

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IndusInd General Insurance

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Kshema General Insurance

Official Other Insurance product and document directory

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Liberty General Insurance

Official Other Insurance product and document directory

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Magma General Insurance

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Navi General Insurance

Official Other Insurance product and document directory

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Raheja QBE General Insurance

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Royal Sundaram General Insurance

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SBI General Insurance

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Shriram General Insurance

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Tata AIG General Insurance

Official Other Insurance product and document directory

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Universal Sompo General Insurance

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Zuno General Insurance

Official Other Insurance product and document directory

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Zurich Kotak General Insurance

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Aditya Birla Health Insurance

Official Other Insurance product and document directory

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Care Health Insurance

Official Other Insurance product and document directory

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Galaxy Health Insurance

Official Other Insurance product and document directory

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Narayana Health Insurance

Official Other Insurance product and document directory

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ManipalCigna Health Insurance

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Niva Bupa Health Insurance

Official Other Insurance product and document directory

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Star Health and Allied Insurance

Official Other Insurance product and document directory

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Insurer status was checked against IRDAI’s current insurer directories on 5 September 2026. Product availability varies by state, customer profile, channel and underwriting. Specialised insurers appear only in relevant categories.

Before you pay

Six checks that prevent avoidable surprises

Correct insured

Names, ages, vehicle/property/business details and ownership must be accurate.

Full disclosure

Declare health, claims, modifications, occupation and risk information truthfully.

Coverage limits

Read sum insured, sub-limits, deductibles, co-pay and section limits.

Exclusions

Read permanent exclusions, waiting periods and special conditions.

Claims process

Save assistance numbers, notification timelines and required documents.

Official wording

Brochure explains; policy wording and schedule decide.

Need help applying this to your situation?

Speak with Underpitch before you compare premium, exclusions and claims conditions.