Smart Tools

Calculation first. Methodology visible.

The forms stay useful, while each page includes indexable explanations, formulas, examples, privacy information and limitations.

WebApplication

Financial Path

100-point readiness score: savings 25, emergency reserve 25, EMI burden 15, goal funding 25 and protection 10.

Emergency target = 6 × (monthly expenses + EMIs)
Future goal = today's goal × (1 + inflation)^years
Complete demo calculation
WebApplication

SIP Calculator

Regular SIP, annual step-up, ₹5,000/₹10,000/₹25,000 examples, inflation and visible assumptions.

FV = P × [((1 + r)^n − 1) ÷ r] × (1 + r)
Complete demo calculation
WebApplication + HowTo

Insurance Reminder

Explains contact timing, consent, fields stored, already-expired policies and reminder-versus-renewal.

A reminder does not renew a policy. Cover starts only after applicable insurer acceptance, payment and issuance.
Submit demo reminder
WebApplication

Ownership Alerts

Every alert displays what changed, date, previous holding, new holding, percentage-point change, type and official source.

Information only. Not a buy, sell or hold recommendation.
View alert demo